State of New Jersey Department of Banking and Insurance Licensed Producer: Title, Life, Health
Annuity - An annuity is a contract with an insurance company. The insurance company promises to pay
you income on a regular basis for a period of time you choose—including the rest of your life.
Fixed Index Annuity - A type of fixed annuity that earns interest based on changes
in a market index, which measures how the market performs. The interest rate
is guaranteed to never be less than zero, even if the market goes down.
Title Insurance Terms
Title - The evidence of right which a person has to the ownership
and possession of land. Commonly considered as a history of rights.
Owner's Title Policy - A policy of title insurance, which insures a named owner against loss by reason of defects,
liens and encumbrances not excepted to in the policy or unmarketability of the title. The company also agrees to defend covered claims made against the title.
*The opinions expressed on this website are strictly those of Malleo Financial Services,
LLC and not
those of any of our affiliates.
*Malleo Financial Services LLC cannot and
will not give any tax or legal advice.
Our Core Services
Malleo Financial Services specializes in 2 areas of personal finance.