State of New Jersey

Notary Public Commission: 

Notary Public (Active)


State of New Jersey Department of Banking and Insurance Licensed Producer: Title, Life, Health 



Title Insurance Terms:


Title - The evidence of right which a person has to the ownership and possession of land. Commonly considered as a history of rights. 


Owner's Title Policy -  A policy of title insurance, which insures a named owner against loss by reason of defects, liens and encumbrances not excepted to in the policy or unmarketability of the title. The company also agrees to defend covered claims made against the title.


Encumbrance - A lien, liability or charge upon a parcel of land.


Chain of Title - A term applied to the past series of transactions and documents affecting the title to a particular parcel of land.


(from the Real Estate Dictionary provided by Old Republic Title Insurance Group  12/14)





*The opinions expressed on this website are strictly those of Malleo Financial Services, LLC and not those of any of our affiliates.


*Malleo Financial Services LLC cannot and

will not give any tax or legal advice.


Our Business Network

Preferred Service Providers


Real Estate 

Regina Solarino - Realty Executives® First Class (Montville) 

*Residential & Investment Properties 

Ph: 973-263-9200


Sergio Sciortino - Keller Williams Village Square Realty (Ridgewood)

*Residential properties 

Ph: 201-891-2111




Norberto Maldonado - Crown Home Mortgage (Rutherford) 

Ph: 201-522-6234


Santo Giammanco - Bond Street Mortgage (Paramus)

Ph: 201-977-1475 x206



Home Inspections

Frank Brattoli, Jr.- BRATT Home Inspections (Pequannock)

Ph: 201-522-9396 



Auto & Homeowners Insurance 

Kathleen Buttitta - Whitney H. Roddy Inc. (Bloomfield)

Ph: 973-771-3029


Commercial/Business Insurance 

John Henry - Borgos, Hanlon, Henry and Garcia Inc. (Kearny)

Ph: (201) 991-8700